Ripple Price, Live Charts

The author has not received compensation for writing this article, other than from FXStreet. The Kitco Ripple price Index provides the latest Ripple price in US Dollars using an average from the world’s leading exchanges. CBDCS will play a critical role in the new, modern global financial infrastructure blockchain technologies will undoubtedly underpin. Ripple’s new report provides Central Banks with the framework for implementing CBDCs and guidance for ensuring global interoperability—the cornerstone of success for CBDCs. Ripple helps us directly address the issues of speed and transparency around international payments raised by our customers and make sending money abroad better. Together with our customers, we are building a more inclusive financial system where more people and SMEs have access to better financial services. Ripple Swell › Grow your business and global network at Ripple’s exclusive event series.

  • It predicts that it is not unreasonable for Ripple to reach $100 if it becomes an industry standard for international transfers.
  • Instead of just looking at figures related to Ripple price history, you should take the time to understand the cryptocurrency’s history, as well.
  • All created but not yet issued XRP are managed by the Ripple Foundation.
  • Ripple aims to connect payment providers and banks to create a frictionless method of receiving and sending money around the world.

The company works on a payment protocol which is primarily aimed at streamlining transactions between banks. The biggest and most important difference between Bitcoin and Ripple is the underlying philosophy and purpose of the buy xrp relevant cryptocurrency. While Bitcoin has been developed with the aim of allowing two parties to carry out transactions directly and on a decentralized basis, Ripple is designed to improve the existing payment system.

Xrp Xrp Price Chart

This chart pattern continues to govern XRP’s price action pointing to further losses. The bottom line is that there is no way to accurately predict the price of Ripple or any other cryptocurrency. You must compare the various expert predictions and come to your own conclusion, as well as consider how much personal financial risk you can afford. It is also important to remember that to some extent, predictions will always change. As more news comes out, either specific to Ripple or related to cryptocurrency in general, experts have more information at their disposal and may adjust their predictions. With that in mind, take a look at some of the best-thought-out expert predictions on the Ripple price.

Fintech company Ripple is making great strides in its legal feud with the U.S. Securities and Exchange Commission, CEO Brad Garlinghouse told CNBC on Monday. Phemex Crypto Exchange, who had previously de-listed XRP, has reconsidered its position and has brought XRP back to it’s trading platform for spot (XRP/USDT) and contract (XRP/USD) trading.

Could Cryptocurrencies Be Around In A Decade?

The cryptocurrency is up more than 400% year to date but is facing some key challenges right now. The cross-border payments solution has nearly tripled in value despite a high-profile regulatory challenge. From that low, the price of Ripple quickly spiked, reaching $0.0575 on Dec. 2 before dropping in a jagged pattern, hitting slightly smaller highs of $0.0544 on Dec. 4 and $0.044 on Dec. 10. The price then went all the way back down to $0.017 on Dec. 18 before rising up to $0.029 by Jan. 2 and slowly dropping until it reached $0.0044 by May 22. From there, the price did not fluctuate much until the end of the year, but it did get down to $0.003 on July 5 before rising to $0.0064 on July 18. The price of Ripple remained more or less in this range until November of 2013, at which point another price spike occurred.

The XRP ledger uses the Consensus algorithm, which differs from proof-of-work and proof-of-stake mechanisms in that network participants are known and trusted by other participants. You can either store your XRP on an exchange, where the exchange is responsible for the safety of your asset, or store your XRP in a cold or hot wallet.

Crypto Price Prediction: Volcanos Could Push Bitcoin To $1 Million In Five Years—Leaving Ethereum, BNB, Solana, Cardano, XRP And Cro In The Dust – Forbes

Crypto Price Prediction: Volcanos Could Push Bitcoin To $1 Million In Five Years—Leaving Ethereum, BNB, Solana, Cardano, XRP And Cro In The Dust.

Posted: Tue, 23 Nov 2021 08:00:00 GMT [source]

She has spent the past six years teaching and has included FinTech in personal finance courses and curriculum since 2017, including cryptocurrencies and blockchain. Ripple price fell below the $1.0 psychological level on November 26, paving the way for further losses.

Xrp Price Chart

A Global Network of Financial Institutions › Discover why hundreds of global financial institutions choose RippleNet for faster, lower-cost cross-border payments. In addition to tracking price, volume and market capitalisation, CoinGecko tracks community growth, open-source code development, major events and on-chain metrics. XRP Ledger is the open-source distributed ledger that is created by Ripple. Ripple is a privately-held fintech company that provides a global payment solution via its patented payment network called Ripple Network . RippleNet is a payment network that is built on top of Ripple’s consensus ledger, called XRP Ledger . Bitcoin came into existence in 2009 as a method of value transfer unlike anything before it — a borderless web-based asset needing no intermediaries.

RippleNet customers can use XRP for sourcing liquidity in cross-border transactions, instead of pre-funding—ensuring instant settlement, lower exchange fees and more efficient use of working capital. Ripple is focused on building technology to help unleash new utility for XRP and transform global payments. If we look at the weekly chart we can see price being squeezed into a flag pattern. Strong weekly support zone at 0.80p, the ascending trend line into that 0.80p zone and thirdly support coming in from the weekly 50SMA. This is a long term trade, If the lawsuit comes in mid next year and…

Unlike fiat currencies that can take days to send, XRP transactions usually take around 3 seconds. Together with other cryptocurrencies, Ripple price experienced a sharp drop in 2018. The market capitalization of Ripple reached USD 10 billion in September 2018, compared to its record high of USD 122 billion in January of 2018. Traditional financial institutions have demonstrated their support for the Ripple project.

Understanding Ripple Xrp

It predicts that it is not unreasonable for Ripple to reach $100 if it becomes an industry standard for international transfers. However, Smartereum does caution investors to watch out for readjustments following rises in prices. The platform also points out that it is not a given that a price rise like that from late 2017 will occur again this year. Ripple is an enterprise blockchain solution in the world for global payments. The developers behind Ripple realized that despite the numerous advances in technology, the infrastructure for payments we continue to use today was actually built back before the internet took off or even developed. With Ripple, they aim to create a new payment infrastructure that improves reliability and speed while reducing the cost. XRP price followed the rest of the cryptocurrency market lower over the weekend.

As with most of the early cryptocurrencies, when Ripple began, it was highly affordable. During August and early September of 2013, Ripple remained at less than 1 cent USD. At this point, the price fluctuated around $0.005 to $0.006 until mid-September, when it began spiking upward, reaching $0.007 on the 15th and $0.01 on the 19th. From there, the price briefly dropped slightly before going to a new high of $0.014 on Sept. 28. From there, it bottomed out at $0.0078 on Oct. 2 before fluctuating up and down. The next high was $0.01 on Nov. 8, followed by a low of $0.0079 on Nov. 20. Cryptopolitan.com holds no liability for any investments made based on the information provided on this page.

There is no waiting on block confirmations due to Ripple’s independency as a distributed network. Ripple allows seamless transfer of any form of currency, including Bitcoins. Ripple transactions are publicly recorded on its open-source distributed consensus ledger which has a similar data structure to a blockchain where the successive data block includes the hash of the previous block.

As of November 2021, XRP is the 7th-largest cryptocurrency, with a market cap of around $50 billion. Renamed from a protocol called OpenCoin in 2013, Ripple facilitates open-source payments.

Ripple Price Analysis: Xrp

When it comes to investing in cryptos for the long-term, many buyers are viewing their purchases as a “buy and hold” type of investment. Trend following strategies are one option, and investors may look to establish or add to long positions on any pullbacks from an uptrend. Other investors may dollar-cost average, buying cryptos at regular intervals or on price dips in an effort to lower their overall cost, or basis.

However, its consensus mechanism is different from Bitcoin or Ethereum. It does not rely on Proof of Work and therefore there is no mining involved with XRP.

Article Sources

This website feels that Ripple will experience an increase in value in the near future and we may be leaving the time frame in which we can buy it for a low price. Smartereum points to the quality of Ripple’s platform as well as the way that more banks and financial institutions have begun using Ripple.

But Ripple contends that XRP should not be considered a security, a classification that would bring it under much more regulatory scrutiny. Ripple, which is based in San Francisco, generated a lot of buzz during the crypto frenzy of late 2017 and 2018, which saw the prices of bitcoin, ether and other cryptocurrencies skyrocket to record highs. While most people around the world can buy XRP with little hassle, that’s not true of the United States, where Ripple is embroiled in litigation with the Securities and Exchange Commission. The SEC filed a lawsuit against Ripple in Dec. 2020, alleging that its sale of XRP was an unregistered securities offering worth over $1.38 billion USD. As a result, XRP has been delisted from many exchanges, particularly in the United States. Outside the U.S., many international exchanges have imposed trading limits on U.S. traders, or blocked American IP addresses altogether. The company and network platform are typically referred to as Ripple, and XRP is considered the cryptocurrency.

Garlinghouse said he expects the case, which centers on XRP, the world’s seventh-biggest cryptocurrency, will likely reach a conclusion next year. Where a Bitcoin transaction can take minutes to confirm, XRP can be transferred in seconds with low costs involved. This makes Ripple more attractive for use as a currency, and Ripple even counts Bank of America and American Express among its customers. XRP hit its all-time daily high on Jan. 4, 2018, when the value of one XRP reached $3.84. However, a downward trend ensued after the peak, and by Sept. 2018, XRP lost more than 93% of its value from its January 2018 high, hitting a new low of $0.26 on September 11, 2018. Full BioErika Rasure, Ph.D., is an Assistant Professor of Business and Finance at Maryville University.

From there, Ripple very slowly declined to $2.61 on Sept. 11, before rising slowly back up to its current position. Before looking at the predictions for Ripple’s future price, take a moment to briefly look back on some high points in the cryptocurrency’s history. When XRP first began trading in 2013, it was less than $0.01 USD, closer to $0.005. As mentioned earlier, the current price at the time of writing is $0.499. This means that while XRP’s price is much higher than it was at launch, it is currently only at a fraction of its all-time high. That shows a potential for profit and greater interest in expert price predictions.

We strongly recommend independent research and/or consultation with a qualified professional before making any investment decisions. There are several differences between a blockchain and a database, including the level of control. Blockchains are under a decentralized control, whereas a centralized database creates a dependent relationship between users and administrators. Users tend to prefer confidentiality, which is better achieved through a centralized database. Performance also differs, as a centralized database is able to compute information faster than blockchains.

If Ripple does become the standard payment processor, InvestingPR feels that it will reach $20, which is far more conservative than Smartereum’s $100 prediction. The crypto research service ValueWalk takes the middle ground when it comes to Ripple price predictions. This authority feels that if Ripple truly partners with a banking group and continues its expansion, it could reach that $10 mark this year or in the near future. Yet if Ripple does not successfully create more partnerships, ValueWalk feels that Ripple has the potential to experience a significant drop in value, all the way down to $0.50. Ripple Coin News is another useful source of XRP predictions, particularly considering that this website focuses its attention Ripple, allowing it to truly act as an expert. This website feels that Ripple will have a good year and that with the new technologies and partnerships that Ripple hopes to achieve, it is possible for the price to reach $8 to $10 USD. Remember that the current all-time high of Ripple is less than half of that, about $3.65.

XRP Price Predictions: How Far Can New Partnerships Take the XRP Crypto? – Investorplace.com

XRP Price Predictions: How Far Can New Partnerships Take the XRP Crypto?.

Posted: Wed, 24 Nov 2021 08:00:00 GMT [source]

The Ripple price analysis report for today is not satisfactory, the coin has been rolling down the ladder since 1st December, and the RSI on the 4-hour chart indicates a dangerous situation ahead. Traders can not expect any good other than those waiting for a dip to make an entry. For intraday trading, we expect XRP to continue low in the $0.80 range; even stepping down to the $0.7 range is also possible. Bears have extended the decline as the price has stooped to the $0.8 range today after getting rejected at $0.96 earlier yesterday. In one instance, bulls tried to take over yesterday but were declined, and the coin kept rolling down.

Author: Felipe Erazo

How To Purchase Bitcoin

Coinmama is one of the most significant crypto exchanges to buy and sell Bitcoin. However, you may find a huge difference in buying and selling prices.

  • Hopefully, they’ll add US-based ACH payments as a funding method, though the nature of electronic transfers in the U.S. wouldn’t allow for instant purchases with this funding method.
  • Nexo offers crypto enthusiasts the best of both worlds – instant access to cash while retaining ownership of their crypto.
  • After you’ve purchased your cryptocurrency, you’ll need to store it in a safe place to protect it from hacks or theft.
  • You can get a secure digital wallet from somewhere else, but you must rely on these portals to purchase Bitcoins.

We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Price fluctuation should be anticipated with any crypto investment. If near-term price fluctuations bother you, you might be better off reconsidering investing in cryptocurrency at all. Before you start buying coins, it’s important to understand exactly what you’re investing in.

Alternative: Use An Online Broker That Deals With Bitcoin

You’ll have a chart and buy/sell buttons with the amount of BTC to trade. The methods vary across countries because of differences in laws and regulations. Some countries require more private information than others to verify you are legitimate. If you’re just looking to hold your tokens, you can also just let them earn interest for you. At The College Investor, we want to help you navigate your finances.

Bitcoin is a cryptocurrency with a rapidly rising popularity that’s encountered some wild swings in its price along the way. It’s been a roller coaster ride, especially in the last few years, and many traders have plunged into bitcoins with some having made millions.

Where Else Can I Buy Or Sell Crypto For Fiat?

So if you’ve decided that cryptocurrency has a place in your portfolio, are OK with the risks, and are ready to buy some, here’s where to start. As with any investment, it’s important to do your research first and understand what you’re getting into. Make sure any crypto investments you make do not get in the way of other goals like funding your retirement accounts and paying off high interest debt. Experts recommend keeping your cryptocurrency investments to less than 5% of your portfolio.

There are tons of complex Bitcoin terms that sway folks away from actually buying Bitcoin . Read the latest articles and know the basics about crypto directly from the app. Jessica Goodman is the New York Times bestselling author of The Counselors, They’ll Never Catch how to make money with cryptocurrency Us, and They Wish They Were Us. Still, it’s not weird to be very, very intrigued by the idea of becoming a Bitcoin billionaire—even if you’re unclear on how, uh, any of it actually works. That’s why we’re here to quell your FOMO with everything you need to know.

Where Are My Digital Assets Stored?

Those looking for conservative investments or who cannot afford to lose money should consider avoiding Bitcoin or trading only with an amount they are willing to lose. Bitcoin uses a decentralized network of computers to manage everything — a distributed ledger called a blockchain that tracks transactions in the currency.

  • You do not have to pay any charges to get a digital wallet when you create an account on eToro’s website, as they give you a free wallet to keep all of your coins safe.
  • Our customers know what it means to work with a regulated platform that has a substantial history, a deep understanding of the market and customers’ needs.
  • Never invest more than you’re OK with losing, and don’t invest at the cost of not meeting other financial goals.
  • When using the Buy feature on Ledger Live, the crypto you bought is automatically sent by our partners to the address created by your Ledger wallet.
  • The exchange you use may offer a wallet option, so you can easily transfer your coins from your exchange account to a more secure wallet.

In general, however, it is not a good idea to purchase bitcoin with credit cards. After the exchange has verified your identity, you will be asked to connect a payment option. At most exchanges, you can connect your bank account directly or you can connect a debit or credit card. Although you can use a credit card to purchase cryptocurrency, it is not a good idea because cryptocurrency price volatility could inflate the overall cost of purchasing a coin. A bitcoin exchange will allow you to buy Bitcoin in exchange for other assets, including traditional currency or other digital currencies.

Buy Crypto

No matter which wallet type you use, you’ll need to link a payment method to it for purchases. That can be a bank account, or a payment service like PayPal or Apple Pay. When submitting payment information, you’ll have to verify your identity. Once you complete the purchase, we will deposit your new crypto directly to your Binance wallet – a safe and simple way to manage your crypto assets.

Next, you’ll be asked to upload a photo or scan of your ID, such as your passport or driver’s license. Some exchanges ask for a selfie, while others use an employee to conduct an ID check over your webcam. You can also buy, sell, exchange, and trade bitcoin on Coinbase – making it one of the most user-friendly Bitcoin sites. These use special “keys” that only you have access to, which adds an extra layer of protection for your crypto (this is also called “cold storage,” which I’ll discuss more below). But more and more businesses are accepting Bitcoin as a legitimate payment around the world.

Step Two: Connect Your Exchange To A Payment Option

If you buy bitcoin at most exchanges, you have the option to transfer your coins to any bitcoin wallet. In many cases, the exchange also includes a wallet, which is the account that holds your cryptocurrency. When you use a centralized exchange online or through a mobile app, the exchange effectively will hold the bitcoin on your behalf. Bitcoin is a type of virtual currency that you can use for digital purchases or you can trade like stocks or bonds. To buy and sell cryptocurrency including Bitcoin, you need to use a bitcoin exchange. Binance is another popular crypto exchange, although it doesn’t operate everywhere in the U.S. . The Cayman Islands-based crypto exchange has the largest assortment of crypto available.

You may run into deposit/withdrawal transaction fees in addition to trading fees. And the fees you pay for funding or withdrawing from your account typically depend on your payment method. Plus, the time it takes for deposits to settle varies for different payment methods. For instance, ACH transfers at Coinbase take three-to-five business days. However, debit card transfers are instant, but wire transfers can take one-to-three days. Buying Bitcoin is safe whenever you use a vetted and respected platform. It’s important to research any platform where you’re considering purchasing Bitcoin before you decide to take the plunge.

NextAdvisor may receive compensation for some links to products and services on this website. Depending on the exchange you choose, you may need to provide information like your Social Security number, ID, and your source of income when you create your account. John Schmidt is the Assistant Assigning Editor for investing and retirement. Before joining Forbes Advisor, John was a senior writer at Acorns and editor at market research group Corporate Insight. His work has appeared in CNBC + Acorns’s Grow, MarketWatch and The Financial Diet. Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available.

Of course, you’ll be able to buy stocks, ETFs and options while you’re on the easy-to-use platform. Crypto wallets are used to store your digital assets and some allow you to also buy, sell and transfer crypto. If you start by buying cryptocurrency on a centralized exchange, you might decide later to transfer that cryptocurrency to a wallet with more features. PayPal makes it tremendously easy to directly buy or sell bitcoins using the same app that you’ve come to trust with your online payments. Though there’s a spread markup on trades, you won’t pay a fee for holding cryptocurrency in your account, and you can trade as little as $1 at a time. The most popular venues to buy bitcoins are cryptocurrency exchanges, brokerages , and payment services like PayPal.

Well, a few tweets from Elon Musk are enough to change Bitcoin rates. Considering this, it is best to find a crypto exchange that also has a financial advisor, who can help you determine how much you should spend on each Bitcoin. This means there are fewer geographical restrictions than with centralized alternatives. If someone is selling what you want and accepting a payment method you can provide, you’re good to go. DEXs can let you buy ETH with other tokens, PayPal or even in-person cash deliveries. Part of the reason for this dramatic volatility is that Bitcoin and other cryptocurrencies have no intrinsic value. Plus, unlike other traditional currencies, they aren’t backed by a government or central bank.

There’s several methods for starting your investment journey in crypto. JPMorgan Chase analyst Nikolaos Panigirtzoglou favors this strategy.

Missed Out on Shiba Inu? My 3 Best Cryptocurrencies to Buy and Hold – Motley Fool

Missed Out on Shiba Inu? My 3 Best Cryptocurrencies to Buy and Hold.

Posted: Sun, 21 Nov 2021 08:00:00 GMT [source]

For example, exchanges in South Korea traded bitcoin at a so-called kimchi premium during the run-up in its prices back in 2018. With the exception of those who live in Hawaii, residents of all states can either use their existing PayPal accounts or set up new ones. You can also use your cryptocurrencies to purchase products and services through the “Checkout with Crypto” feature. Hot wallets are wallets that run on internet-connected devices like computers, phones, or tablets. This can create vulnerability because these wallets generate the private keys to your coins on these internet-connected devices.

And even if blockchain meets the expectations of people investing in the field, there will still be cryptocurrencies that don’t pan out. Greenspan recommends distributing your investments among several assets that you believe have long-term potential. Larsen, who trains investment advisors to talk to their clients about digital assets, says he believes that the underlying technology, known as blockchain, has potential. In a blockchain network, computers work together to authenticate transactions without the help of central authorities such as banks or government regulators. A long-term investment is one where you expect a cryptocurrency to perform better over a longer period of time.

Buy Bitcoin With Ledger Live

Investing in cryptocurrency is still risky — you’ll want to be in a financially secure position before you start putting money into crypto assets. Make sure to do your own research and remember that your assets are not FDIC-insured. As the crypto industry matures, investing in crypto assets becomes both easier and more secure. It’s an exciting space that offers you access to a new technology that’s shaping innovation in many industries, but it also comes with risks. Another security measure you should take includes setting up two-factor authentication within your crypto wallets and apps.

  • There’s also a limited number of Bitcoin – 21 million to be exact.
  • As a general rule, bank account transfers generally have the lowest fees for crypto purchases.
  • Your newly acquired assets will land instantly in your Savings Wallet, meaning you’ll also start earning up to 20% daily interest instantly.
  • When submitting payment information, you’ll have to verify your identity.
  • You can currently purchase Bitcoin, Ethereum, and Litecoin and 30+ other coins and tokens on the platform.

Many of these exchanges also provide rating systems so that users have a way to evaluate potential trade partners before transacting. Bitcoin is legal in the United States, but some banks may question or even stop deposits to crypto-related sites or exchanges. It is a good idea to check to make sure that your bank allows deposits at your chosen exchange.

My Top Cryptocurrency to Buy Right Now – Nasdaq

My Top Cryptocurrency to Buy Right Now.

Posted: Sat, 13 Nov 2021 08:00:00 GMT [source]

Buying bitcoin with a credit or debit cardis possible in Ledger Live through our partner Coinify. Your newly brought crypto are immediately sent to the safety of your hardware wallet. Exchanges like Coinbase and Coinmama have also made the process smooth and fast but you’ll need a Bitcoin wallet before you buy since some exchanges require one.

Pick your preferred fiat currency, and the asset you would like to purchase. Enjoy the wide diversity of the Nexo products, and you won’t regret it. They are bound not to expose your personal information to anyone, and they even have personal servers, which reduces the risk of downed servers. The best thing is that you do not have to change your exchange based on someone else’s better offer, as eToro has everything you need.

If you’re looking for a simple and focused platform that allows you to buy bitcoin while learning more about the cryptocurrency ecosystem, eToro could be right for you. Those new to bitcoin will appreciate the simple and straightforward platform and CopyTrader system that allows you to mimic trades from others on the platform. EToro is our choice for beginners thanks to an easy-to-use platform and practice accounts that let you test out buying bitcoin without risking real funds. Because there’s typically not a stringent onboarding process that collects personal information about customers, there isn’t much recourse for users who lose funds on these exchanges. And DEXes tend to have more complex user interfaces that aren’t always intuitive for those used to traditional and straightforward finance applications.

Linking your bank account lets you sell bitcoin and withdraw funds to your bank account, which isn’t possible if you pay for bitcoin with a card. Listen, if you can swing it, buying coins isn’t a terrible idea .

Author: Steve Goldstein

Campanha “Lanche Solidário” em Julho com número recorde de acolhimentos

Desde que a campanha Lanche Solidário foi iniciada em maio de 2020 temos tido um número crescente de acolhimentos. Em Julho de 2021 atingimos um número sem precedentes: 2167 lanches foram fornecidos, para 1019 pacientes, 683 acompanhantes e 465 motoristas.

Na semana de 25 de julho, em comemoração ao dia dedicado a São Cristóvão, foi adicionado ao lanche dos motoristas uma singela lembrancinha, marcando nossa gratidão a esses profissionais, elo importante entre os pacientes e a Casa Bethânia. Veja fotos abaixo.

Nossos sinceros agradecimentos a todos os nossos colaboradores, voluntários e funcionários envolvidos. Sem a generosidade de todos não poderíamos manter o ideal de sermos os “hospedeiros de Jesus” a exemplo de Marta, Maria e Lázaro, os santos irmãos de Bethânia.

Quase 2000 pessoas assistidas em Junho

A campanha do “Lanche Solidário” forneceu no mês de junho 1955 lanches, atendendo a 945 pacientes, 613 acompanhantes e 397 motoristas. Além do lanche há sempre um cafezinho quente e uma palavra amiga para quem nos procura. Tudo isso só é possível graças aos colaboradores externos e aos voluntários e funcionários que no dia a dia vêm mantendo o ideal de “Amar e Servir” em tempos de pandemia. Nossa gratidão a todos.